Privacy Policy

Last updated: 08 November 2025

This Privacy Policy explains how MULTI CURSOS ONLINE, owned and operated by MULTI NEGÓCIOS DIGITAIS LTDA (“we”, “us”, “our”), collects, uses, and protects your personal data when you access our website, watch our video sales letter (VSL), purchase our digital products, or interact with our content, including traffic coming from YouTube and other platforms.

1. Company Information

Trade Name: MULTI CURSOS ONLINE
Corporate Name: MULTI NEGÓCIOS DIGITAIS LTDA
CNPJ: 50.902.271/0001-00
Address: Rua Rio de Janeiro, nº 243 – Centro, Belo Horizonte/MG – CEP 30.160-040 – Brazil

2. Information We Collect

We may collect the following types of information when you visit our website or interact with our content:

  • Contact Information: name, email address, and other data you provide when filling out forms or making a purchase.
  • Billing Information: payment data processed through secure third-party providers (e.g., payment gateways). We do not store your full credit card details.
  • Technical Data: IP address, browser type, device information, pages visited, time spent on pages, and referring URLs (including traffic from YouTube and other platforms).
  • Usage Data: interactions with our VSL, clicks on buttons or links, downloads, and engagement with our emails or offers.
  • Marketing & Tracking Data: information collected through cookies, pixels, and similar technologies for analytics and advertising.

3. How We Collect Information

  • When you access our website or landing pages.
  • When you come from YouTube links, ads, descriptions, cards, or end screens.
  • When you register to receive content, updates, newsletters, or offers.
  • When you purchase our products or request support.
  • Through cookies, analytics tools, and advertising pixels.

4. Use of Your Information

We use the collected information for the following purposes:

  • To deliver our digital products, including e-books and related content.
  • To process and confirm payments.
  • To improve the performance, security, and user experience of our website and VSL.
  • To provide customer support and answer your questions.
  • To send relevant information, updates, and promotional offers (you may unsubscribe at any time).
  • To measure the effectiveness of campaigns, including traffic and conversions coming from YouTube and other platforms.
  • To comply with legal, regulatory, and tax obligations.

5. Cookies & Tracking Technologies

We use cookies and similar technologies to recognize your browser, understand how you use our website, and optimize content and campaigns.

We may use, for example:

  • Analytics tools (e.g. Google Analytics) to analyze traffic and behavior.
  • Advertising pixels (e.g. Meta/Facebook Pixel, Google Ads tags, YouTube tracking) to measure conversions and optimize campaigns.

You can manage cookies through your browser settings. Disabling cookies may affect some features of the website.

6. Third-Party Services

We may share limited data with third-party service providers solely for operational purposes, such as:

  • Payment processors and platforms.
  • Email marketing and automation tools.
  • Analytics and advertising platforms (including YouTube/Google services).
  • Hosting and security providers.

These third parties are not authorized to sell or misuse your data and act in accordance with their own Privacy Policies.

7. Data Protection & Security

We implement reasonable technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

8. International Access

Our content may be accessed from different countries. By using our website and providing your information, you acknowledge that your data may be processed in accordance with applicable laws in Brazil and, where relevant, other jurisdictions.

9. Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access the personal data we hold about you.
  • Request correction of inaccurate or incomplete data.
  • Request deletion of your personal data, when legally applicable.
  • Object to or restrict certain types of processing.
  • Withdraw consent for marketing communications at any time.

To exercise your rights, please contact us using the contact details provided on our website.

10. YouTube & External Links

Our campaigns and VSLs may be promoted through YouTube and other platforms. When you click on our links in YouTube descriptions, ads, or cards, you are redirected to our pages, where this Privacy Policy applies.

YouTube and Google collect data according to their own policies. We do not control how those platforms handle your information. For details, please refer to YouTube/Google’s own Privacy Policies.

11. Children’s Privacy

Our content and products are intended for adults. We do not knowingly collect personal data from children under the age required by applicable law. If you believe a child has provided us with personal data, please contact us so we can remove it.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page with a revised “Last updated” date. We encourage you to review this page periodically.

13. Contact

If you have any questions about this Privacy Policy or how we process your data, please contact us using the information available on our website.

This document is provided for informational purposes and does not constitute legal advice. For full compliance with local regulations (such as LGPD, GDPR, or other applicable laws), we recommend consulting a qualified legal professional.