Last updated: 08 November 2025
These Terms of Use (“Terms”) govern your access to and use of the website, content, and digital products provided by MULTI CURSOS ONLINE, owned by MULTI NEGÓCIOS DIGITAIS LTDA (“we”, “us”, “our”). By accessing our website, purchasing our e-books, or interacting with our content — including traffic coming from YouTube or other platforms — you agree to these Terms in full. If you do not agree, please discontinue use immediately.
Trade Name: MULTI CURSOS ONLINE
Corporate Name: MULTI NEGÓCIOS DIGITAIS LTDA
CNPJ: 50.902.271/0001-00
Address: Rua Rio de Janeiro, nº 243 – Centro, Belo Horizonte/MG – CEP 30.160-040 – Brazil
By using our website, watching our VSLs, or purchasing our products, you confirm that you have read, understood, and accepted these Terms. You also agree to comply with all applicable laws and regulations.
Our products consist primarily of digital educational materials, including e-books and video presentations in the health and wellness niche. After completing a purchase, you will receive access instructions via email or directly on the checkout confirmation page.
All content is intended for personal and non-commercial use only. Redistribution, resale, or public display of any material without written permission is strictly prohibited.
The content available on this website, in our e-books, and in our video sales letters (VSLs) is for educational and informational purposes only. It is not intended as medical advice, diagnosis, or treatment. Always consult a qualified healthcare professional before applying any technique, supplement, or practice mentioned.
You agree to use this website and our materials only for lawful purposes and in accordance with these Terms. You must not:
Payments are processed securely through third-party platforms. We do not store or have access to your complete payment information.
We offer a 180-day satisfaction guarantee. If you are not satisfied with your purchase, you can request a full refund within 180 days, in accordance with our Refund Policy and applicable consumer protection laws.
All materials, texts, videos, images, and content provided on this website are protected by copyright and intellectual property laws. The rights belong exclusively to MULTI CURSOS ONLINE and its partners. Unauthorized use or reproduction may result in legal action.
Our website may include links to third-party websites, including YouTube, payment platforms, and affiliate offers. We are not responsible for the content, accuracy, or privacy practices of these external sites. Accessing them is at your own risk, and their respective Terms and Privacy Policies apply.
Some links on our website or VSLs may be affiliate links, meaning we may earn a commission if you purchase through them. This comes at no additional cost to you and helps support the maintenance of our content and educational materials.
A significant portion of our visitors come from YouTube through ads, organic videos, or external links. When you click a link or watch a VSL after being redirected from YouTube, you are subject to both these Terms and YouTube’s own Terms of Service and Privacy Policy.
To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use our website, VSLs, or products. You agree to use the content at your own risk.
We make no guarantees regarding the accuracy, completeness, or results derived from using our materials. The information is provided “as is” without any express or implied warranties.
We reserve the right to modify these Terms at any time. Updates will be reflected on this page with the “Last updated” date. Continued use of our website after changes means you accept the updated Terms.
These Terms are governed by the laws of Brazil. Any disputes shall be resolved in the competent courts of Belo Horizonte, Minas Gerais, Brazil.
For any questions about these Terms of Use, please contact us through the contact information provided on our website.
This document is provided for informational purposes only and does not constitute legal advice. For full compliance with local and international regulations (LGPD, GDPR, etc.), we recommend consulting a qualified legal professional.